HDFC Bank Personal Loan 2021:- Friends, today we discuss how to get a personal loan from HDFC bank or how can you take a personal loan from HDFC Bank. Which documents must be with you and which terms and conditions should be taken care of To take a personal loan from HDFC Bank?.
Hy, If you want to take a personal loan from HDFC, then up to how much amount you will get a loan from HDFC Bank and for how many months you can get the time to replace that loan amount, you will know everything today.
In this article you will get to know, how much interest you need to pay? and what other charges you have to pay after taking the personal loan from HDFC Bank loan, let’s know all things in this post.
Must read:- Ludo Game Se Online Paise Kaise Kamaye
Table of Contents
HDFC Bank offers personal loans, it’s ranging from Rs 50,000 to Rs 40 lakhs. You can be used it to meet many various personal needs of salaried individuals including it’s that weddings loans, home repairs loans, medical emergencies loans, purchase of consumer goods loans, etc. Easily can apply for HDFC Bank Personal Loan from your home or office. This loan can be repaid over 12 to 60 months. The Benefits Of Taking Personal Loan From HDFC Bank, First Advantage
Must read:- Ludo Game Se Online Paise Kaise Kamaye
- 1) If you are a Pre-Approved Customer of HDFC Bank, or you have been offered by HDFC Bank then you can take a personal loan from HDFC Bank for such an amount, then you can take a personal loan from HDFC in just 10 seconds.
- 2) If you are not a Pre-Approved Customer of HDFC Bank, and you want to take a personal loan from HDFC Bank by yourself, then it can take 4 hours for you to take an HDFC Bank loan
- 3) Get a loan within 4 hours by applying for an online HDFC Bank loan.
- 4) Here you can get a lot of insurance like 1) Get Personal Accident Cover. 2) Personal Loan Security.
- 5) Another advantage is that no account is taken from you for the personal loan you take from HDFC Bank.
- 6) You also find call support and chat support which helps you 24 times.
- 7) HDFC Bank offers you personal loans from Rs 50,000 to Rs 40 lakh.
- 8) If you take a personal loan from HDFC, you can get a personal accident cover up to 8 lakh for critical illness.
These are some of the advantages of taking a personal loan from HDFC Bank, it has also other benefits, if you want to know more advantages then you may visiting the official website of HDFC Bank.
HDFC Personal Loan Eligibility
Now we discus which people can take a personal loan from HDFC Bank below mentioned step by step you read through.
 |
| HDFC Bank Personal Loan 2021 |
- 1) Who wants to take a loan, it’s necessary to have a job, whether it is Private Limited Companies, Public Sector Undertaking, Including Central, State and Local Bodies that is must have a job forget loan.
- 2) If we talk about the age limit then, their age must be 21 – 60 years old.
- 3) Which for you taking a loan they have must be a job, and their job must be at least 2 years old, and were they working now it must have been working there for at least 1 year.
- 4) Their salary should be at least Rs 2500 per month in HDFC Bank and if their salary account is another place or not in an HDFC Bank, then their income must be at least Rs 50000 per month.
- 5) You should be a CA, Salaried Doctor, Employee of Public Sector Undertakings in which Central/State Government and Local Bodies or Employee of Private Distribution Companies
Documents: Apply for HDFC Bank Personal Loan
If we are talking about the documents required, which documents will have given while taking the personal loan from the HDFC Bank-
 |
| HDFC Bank Personal Loan 2021 |
- 1) Should be given Identity Proof in which you can give a copy (Passport/Voter ID Card/Driving License/Aadhar Card/Pan Card)
- 2) Should address proof has been given in which you can give a copy (Passport/Voter ID Card/Driving License/Aadhar Card/Pan Card)
- 3) Should you have been given the latest 3 Month Bank Statements or you have to give a photocopy of your passbook for 6 months
- 4) Should be given Two Month Latest Salary Slip / or
- 5) Two latest salary slips along with the latest Form 16
How To Apply for HDFC Bank Personal Loan in 2021
Now we discuss how to apply for a Personal Loan from HDFC Bank in 2021, there are two types of processes for application. You can easily compare various personal loan offers online on www.howtogetloan.in and apply for the best loan schemes as per your requirement and repayment capacity. So you do not have to visit the website of every bank and will save you a lot of time and effort.
 |
| HDFC Bank Personal Loan 2021 |
- 1) Firstly, you need to go to the HDFC Bank’s official website and click on Personal Loan there,
- 2) Fill in some personal details, like- loan type, income, loan amount required, mobile number, current city, company information, etc. After filling in the information you may click on ‘proceed for next step’.
- 3) Another way is offline, you need to go to the HDFC Bank and tell them that you need to take a personal loan from HDFC Bank;
- 4) Then they will give you a form for a personal loan bank, from the bank,
- 5) You need to fill in all details and deposit them,
- 6) Then you can get a personal loan from HDFC Bank.
How to Apply Online for HDFC Bank Personal Loan through Internet Banking?
- 1) If you an HDFC Bank customer and you have internet banking,
- 2) If you have a pre-approved offer, You can apply for a personal loan online with HDFC Bank then you will see a page in there.
- 3) On this page you can select the offer which available to you and know the details like interest rate/processing fee etc.
- 4) If you are agreeing to the accepted offer terms and conditions, you can get the loan instantly.
- Home Loan: How to get Home Loan – Home Loan Kaise Le | Home Loan SBI Interest 2021
How to Apply Offline for HDFC Bank Personal Loan?
- 1) Call on 1800-258-3838 (Toll-Free Number) or,
- 2) Visit the nearest branch of HDFC Bank.
- 3) A complete list of branches in the bank loan from,
- 4) You need to fill in all details and deposit them.
- How To Get Gold Loan: Gold Loan Kaise Milta Hai | How To Get Gold Loan From Sbi Bank in 2021
FAQs
- Q.1) What is the interest rate of HDFC Bank Personal Loan?
- Answer: HDFC Bank’s personal loan interest rate starts from 11.25% p.a.
- Q.2) What is the processing fee of HDFC Bank Personal Loan?
- Answer: The processing fee of HDFC Bank Personal Loan is 2.50% of the loan amount.
- Q.3) Can I prepay my personal loan?
- Answer: Yes, can prepay your personal loan only after paying the 12th EMI along with applicable charges.
- Q.4) I have my own business. Can I apply for HDFC Bank Personal Loan?
- Answer: No, currently HDFC Bank Personal Loan is available only for salaried individuals.
- Q.5) What is the minimum salary for a Personal Loan in HDFC Bank?
- Answer: Rs. 25,000 per month and for others it’s Rs. 50,000 per month
[…] go to the hospital however they lost someone. But today you will know that how to adjust money for yourself when you will have injured by accident. So let’s […]
[…] Hey, Do you know today’s time money is the first God?. Yes, I think you know well that what is the value of money. So, in this post, I will discuss with you how to earn money in the village area? […]
[…] हैं जो शौक या टाइम पास के लिए मोबाइल पर ऑनलाइन लूडो गेम खेलते हैं। ऐसे में आप भी यह गेम खेलेंन […]
[…] How to Apply for HDFC Personal Loan […]
[…] लोन चुकाने के लिए कितना समय मिलेगा, Quality Cash Loan App से आपको कितना ब्याज देना होगा, Quality Cash Loan App […]